Ally Auto Goodwill Letter

Ally Auto appears to be more forgiving than most auto lenders, but of course your mileage may vary.  Goodwill letters sent via US mail appear to have a better chance of receiving a goodwill deletion of lates but there haven’t been enough data points either way.

If your late payment is 30D or 60D, do note that it hurts your FICO score much less at the 2 year mark and even less at the 4 year mark.  Late payments of 90D or worse do hurt significantly for the full 7 year reporting period.  See the Late Payments versus FICO scoring page for details.

Ally Auto Executive Office

Please note: do NOT mail payments to this address.

1200 Washington Ave N
Minneapolis, MN 55401

Ally Auto Executive Names

Here is a list of names of people to write letters to:

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