As of December 2017 the FICO Score Simulator spreadsheet is no longer active or maintained and all links have been removed!

We are merging the FICO Score Simulator spreadsheet into our members login page and actively testing it out.  Because this is a complicated and rarely researched topic, we’re limiting the simulator to active members only.

Please note that in 2018 we will be releasing a less tedious simulator on our website homepage that lets you enter your data and get an idea of what is holding you back.  Watch this link for updates as the public simulator is something we do want to provide here to everyone!  If you visit the 850×3.com homepage you can see parts of the public simulator being built — but you can’t save your data for future reference or forecasting.

Only logged-in members can save their data.